Last updated: December 2025
These Terms of Service govern your access to and use of LumaTrade products, websites, and platform services. Please read them carefully before using the platform.
By accessing or using the LumaTrade platform ("Platform", "Service", "we", "us", or "our"), you ("User", "you", or "your") acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not access or use our Service.
These Terms constitute a legally binding agreement between you and LumaTrade. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting. Your continued use of the Service after any such modifications constitutes your acceptance of the modified Terms.
LumaTrade is an online trading platform that provides users with access to trade various financial instruments including cryptocurrencies, stocks, commodities, and foreign exchange ("Assets"). Our Platform connects users with experienced broker-mentors who provide guidance and support throughout your trading journey.
Important: LumaTrade provides trading tools, market data, and educational resources. We do not provide personalized financial advice or guarantee trading outcomes. You remain solely responsible for your decisions and for all activity on your account.
To use our Service, you must:
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must immediately notify us of any unauthorized use of your account or any other breach of security.
Trading financial instruments involves substantial risk of loss and is not suitable for all investors. You should carefully consider whether trading is suitable for you in light of your circumstances, knowledge, and financial resources.
Key risks include:
You may lose some or all of your invested capital. Never trade with money you cannot afford to lose. Past performance is not indicative of future results.
When using our Platform, you agree to:
We reserve the right to refuse, suspend, or cancel any trade or transaction at our sole discretion, particularly if we suspect fraudulent activity, market manipulation, or violation of these Terms.
Our fee structure is transparent and available on our pricing page. Fees may include:
All fees are clearly displayed before you execute a trade. You are responsible for reviewing and understanding all applicable fees. We reserve the right to modify our fee structure with reasonable notice.
You may deposit funds into your account using approved payment methods. All deposits are subject to verification and may be held pending clearance. Withdrawals are processed according to our withdrawal policy and may be subject to verification procedures.
We reserve the right to require additional verification documentation before processing withdrawals, particularly for large amounts or unusual activity. Withdrawal processing times may vary depending on the payment method and verification requirements.
All content on the Platform, including but not limited to text, graphics, logos, software, and trading tools, is the property of LumaTrade or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Service, you consent to our data practices as described in our Privacy Policy.
To the maximum extent permitted by law, LumaTrade, its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or trading opportunities, arising from your use of or inability to use the Service.
Our total liability to you for any claims arising from these Terms or your use of the Service shall not exceed the amount of fees you have paid to us in the twelve (12) months preceding the claim.
You agree to indemnify, defend, and hold harmless LumaTrade and its affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the Service, violation of these Terms, or infringement of any rights of another party.
You may terminate your account at any time by contacting our support team. We reserve the right to suspend or terminate your account immediately, without prior notice, if:
Upon termination, your right to access and use the Service will immediately cease. Outstanding balances will be processed according to our withdrawal policy, subject to any pending investigations or legal obligations.
If you have any concerns or disputes regarding the Service, please contact our customer support team first. We will make good faith efforts to resolve any disputes amicably.
If a dispute cannot be resolved through direct communication, you agree to resolve it through binding arbitration in accordance with applicable arbitration rules, except where prohibited by law. You waive any right to participate in a class-action lawsuit or class-wide arbitration.
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which LumaTrade operates, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts of that jurisdiction.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect. Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
These Terms, together with our Privacy Policy and any other legal notices published on the Platform, constitute the entire agreement between you and LumaTrade regarding the Service.
If you have any questions about these Terms, please contact us through support channels available on the platform.
By using LumaTrade, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.